choose atlas credit
for a holistic approach to financial empowerment
dreams are the same. opportunity is not
An Exciting Financial Journey
Welcome to Atlas Credit, one of the leading Micro Finance Institutions in Malawi. We have a team of highly skilled staff at your disposal ready to offer you support on your financial needs.
WHO WE ARE
Through Micro Banking, Education Finance, Agriculture Finance, Insurance, and a wide range of innovative programs, Atlas Credit helps families and individuals provide for themselves and break the cycle of poverty. Our products and services include:
Our History
Atlas Credit Limited is a subsidiary of Atlas Holdings Limited. Founded in 2017 by visionary entrepreneur Emery Kwihangana, Atlas Credit was born out of a deep commitment to expanding financial access for individuals and families living in poverty.
Through innovative services such as Micro Banking, Agricultural Finance, Educational Finance, Insurance, and more, we empower people to build sustainable livelihoods and work toward a future free from poverty. Our goal is to create meaningful, lasting change by providing the financial tools and support needed to help communities across Malawi thrive.
Who We Work With
Our target clients are those marginalized individuals, including women, in impoverished areas. These individuals might have entrepreneurial aspirations but lack financial support.
WHAT MAKES US UNIQUE

Our Vision
To be a catalyst for positive economic change by empowering individuals and small businesses so that we realise a world in which all people have the opportunity to achieve a life free from poverty, with dignity and purpose

Our Mission
By providing financial solutions and training, fostering economic growth, and building a more inclusive and resilient community, we empower people living in poverty to transform their lives, their children’s futures, and their communities.

Our Core Values
Always meeting client needs with trust and customer centric service through not only providing financial solutions but rather focus on providing business solutions, because we understand customer needs
WHAT WE OFFER
Through Micro Banking, Education Finance, Agriculture Finance, Insurance, and a wide range of innovative programs, Atlas Credit helps families and individuals provide for themselves and break the cycle of poverty. Our products and services include:
Micro Banking
Atlas Credit equips entrepreneurs and small business owners with innovative financial services, training, and support, helping them build their businesses, increase their incomes, and support their families
Agriculture Finance
Atlas Credit builds market connections for farmers and agribusinesses, ensuring that rural communities can access financial services and agricultural training to help them increase their harvests and feed their families.
Education Finance
Atlas Credit helps students access—and complete—high-quality educations, equipping them with the tools they need to break the cycle of generational poverty.
Insurance
Atlas Credit equips entrepreneurs and small business owners with innovative financial services, training, and support, helping them build their businesses, increase their incomes, and support their families
2650
branches
320+
personal clients
354
Group clients
50
SME CLIENTS
100
M. Track
Our Awesome Team
Jane Doe
Chief Executive Officer
- Phone:+1 (859) 254-6589
- Email:info@example.com
Jane Doe
Chief Financial Officer
- Phone:+1 (859) 254-6589
- Email:info@example.com
Jane Doe
Customer Experience Director
- Phone:+1 (859) 254-6589
- Email:info@example.com
Jane Doe
Technology & Innovation Lead
- Phone:+1 (859) 254-6589
- Email:info@example.com
Don’t take our word for it – here’s what our clients say:
Review Text
Testimonial #1 DesignationReview Text
Testimonial #2 DesignationReview Text
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Testimonial #1 Designation“Only at Atlas Credit, you can begin your financial journey to better life with peace, love, and happiness”
Where to find us
POSTAL ADDRESS
Atlas Credit Ltd
P. O. Box 31438
Capital City, Lilongwe 3
Malawi
PHYSICAL ADDRESS
Area 3 Behind NBS Bank
Mpikisano House
European Business Centre
Lilongwe
EMAIL ADDRESS
info@atlascredit.com.mw
PHONE
(+265) 992-568-226
BUSINESS HOURS
Mon - Fri: 0800hrs - 1700hrs
Saturday: 0900hrs - 1130hrs
Sundays and public holidays closed